Frequently asked questions

Questions About Insurance Policies

Who should I contact if I have a question about my insurance coverage?
Who should I contact if I have a billing question?
How can I get a Certificate of Insurance to prove that my insurance is current?
What is the PLIGA charge listed on my policy?
If I change my business address, what should I do?
When and where are membership meetings held?
Can my premium change during the course of the policy for any reason? If so, why?
What happens if I change the nature of my practice, my specialty, or group practice affiliation?
What should I do if a physician joins my group practice?
What if a physician leaves my group practice?
What should I do if I wish to change my policy limits?
If I have a Claims-Made Policy Form, when is tail coverage pre-paid and when do I have to pay for it?
If I have a Claims-Made Policy Form, what will tail coverage cost if I leave Conventus and cancel my policy?
If I should cancel or non-renew my Conventus policy, can I get my capital contribution returned?

Questions About Dividend Payments

Who is eligible to receive dividends?
How are the amounts of the individual member dividend payments calculated?
Who will be the named payee on the dividend check?
If I am a member of a medical group (group practice), who will be the named payee on the dividend check?
Will dividends be paid by Conventus every year?
What are the general rules applicable to dividend check processing?

Questions About Return of Surplus Contributions

Who is eligible for a return of owner capital contribution?
Will return of surplus contributions be made every year?
If I experienced a qualifying event, will I receive a payment equal to 100% of my original owner capital contribution?
What if I have an outstanding owner capital contribution payment due to Conventus?
What if my group paid my owner capital contribution?
What if the qualifying event occurs after I am no longer a Conventus member?
What are the general rules applicable to processing of owner capital return checks?