Underwriting
Are you paying a fair price for your coverage?
Conventus treats and underwrites every applicant as an individual. Each case is reviewed in detail, and on its own merits, and your coverage and premium are tailored to your situation.
If you have a long, claims-free record, your insurance premiums should reflect that. At Conventus, a great loss history could qualify you for substantial credit off our standard rates. And for good doctors who have had a claim or two, Conventus’ personalized approach to reviewing each candidate means we can often do better for you, too. If you’re applying and have claims, we will come out and listen to your story.
Policy Features
- Licensing Board Coverage – Licensing Board Coverage is provided to each member for a $25,000 legal defense limit per insured event
- HIPAA Privacy Act Coverage – HIPAA Privacy Act Coverage is provided to each member for a $25,000 legal defense limit per insured event
- Billing Errors and Omissions Coverage – Billing Errors and Omissions Coverage is provided to each member for a $25,000 legal defense limit per insured event
- Locum Tenens Coverage – Coverage for a substitute physician up to sixty days per year with advance approval
- Suspension Rights – Ability to postpone coverage and premiums for unexpected temporary suspensions in practice caused by events such as: Maternity Leave, Disability, Sabbatical Leave, or Military Service
- Corporate Entity Coverage – Available at a reasonable premium
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What Physicians Say
ABOUT Conventus
"Unlike commercial insurance companies, Conventus is focused on protecting its member physicians and their reputations, not on protecting its profits. Conventus gives me physician governance, a strong and experienced legal team, and guaranteed “consent to settle” rights, all of which make me very confident about having Conventus on my side in the event of a claim. "
-G.A.P. Ganepola, M.D.; General Surgeon; Mahwah, NJ
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